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Kill Switch

Find out how activating Kill Switch on your banking app or via calling your bank's hotline can provide faster protection.

Last updated 20 May 2026

What is Kill Switch?

The Kill Switch is a self-service security feature on your banking app that enables you to immediately freeze all your current and savings accounts (including joint accounts).

What to expect?

After activating the Kill Switch, no transactions – whether done digitally, via an ATM or at branches – can be made. Even recurring or pre-arranged funds transfers will be disabled. This ensures your funds stay protected in the event that someone tries to illegally gain access to them.

Once Kill Switch is activated, please note that all your account(s) (banking, credit card and Ready Credit) will be instantly blocked. The following transactions will not be processed while the Kill Switch is active: Digital banking transactions, e.g.

  • Local and overseas outgoing funds transfers (PayNow/FAST/GIRO/Telegraphic Transfer)

  • Bill payments

  • Existing future-dated transactions

  • Standing instructions

  • Recurring payments Investment instructions

  • PayAll

  • Any debiting transactions

  • Any transactions requiring card authorisation

  • Purchases (Physical and digital debit/credit card transactions)

  • ATM cash withdrawal